Financial Coaching You Can Trust!
Hey, I’m Israel! I am a Financial Coach in the Southeastern Wisconsin area or anywhere really (Virtually). I help people understand and solve their unique money situation, I help them maximize what they do with their money, and I empower them to accomplish what’s important to them!
Your Friendly Financial Coach
Helping Everyday People, With Everyday Financial Problems!
THE BEST THING IS TO REACH OUT TO ME ABSOLUTELY FOR FREE, TO SEE IF I AM ABLE TO ASSIST YOU!
I specialize, but am not limited to the following areas…
Latinos
Latino Individuals, Latino Families, & Latino Couples
Individuals & Families
Immigrants
Immigrant Individuals, Immigrant Couples, & Kids Of Immigrants
Reach Out To Me Free!
Email or call me to see if I can help you and your unique situation! I'll be sure to be honest if I can't!
What Is A Financial Coach?
- A Financial Coach is a money professional that works with people to help them understand their unique money situation.
- A Financial Coach helps people identify unhealthy Finance Patterns, that consist of routines, behaviors, emotions, habits, & hobbies, that affect their finances and how it affects them.
- A Financial Coach works with people to help them create new healthy Finance Patterns that will help them achieve their financial goals and ultimately a 5-10 year vision.
- A Financial Coach helps people manage and get out of debt.
- A Financial Coach empowers people to accomplish what is most important to them by educating, guiding, and motivating them while holding them accountable in a positive and fun way!
Why Do People Need Financial Coaches?
Below are some reasons on why people need financial coaches.
Welcome
I applaud you for taking the first step in going after the things that are important to you. This decision should not be looked down upon. Seeking for assistance is a sign of strength, not weakness.
Statistics show that a lot more people have money management problems than you might actually think. The thing is that they will not admit it and most times never seek any help. Therefore, their finances don’t improve. Sometimes pride gets in the way.
You are definitely not alone in this money management war. Besides, who am I to judge? I, like millions of others have committed my fair share of mistakes with my personal finances. They make up the person I am today. I am here to help build you up, not break you down. Let’s get to work!
LET'S DISCOVER YOUR FINANCIAL POTENTIAL!
KEEP SCROLLING TO LEARN MORE ABOUT HOW I MAKE PERSONAL FINANCE MORE "PERSONAL!"
What Are Finance Patterns?
The only familiarity we have with money is what we have learned through our own experiences, the experiences of our family & friends, and the information that we are willing to seek on our own.
Over time, throughout our journey of life and trying to figure out how money works, good or bad, we develop our own Finance Patterns. These Finance Patterns are a series of behaviors, emotions, habits, hobbies, and routines that are related to us and that affect our personal finances. The Finance patterns that we develop over time often mirror the Finance Patterns of our family and friends. This leads us to imitate both the healthy financial patterns, and unfortunately, the unhealthy financial patterns as well.
KEEP IMITATING THE HEALTHY FINANCE PATTERNS, WE ARE HERE TO HELP YOU CORRECT THE UNHEALTHY ONES!
Understanding Your Finance Patterns...
Our Financial Patterns such as, our behaviors, emotions, habits, hobbies, and routines can have a significant impact on our personal finances. These Patterns can influence how we manage our money, make spending and saving decisions, and ultimately determine our level of financial success. Understanding how these patterns affect us and making concious efforts to change unhealthy ones, can help us to make better financial decisions and achieve our financial goals. It’s also important to be aware of these patterns and how they may change over time, so we can adjust our financial strategies accordingly.
Is how we behave around money. It is related to the daily decisions we make with money.
Is how we feel around money. It is related to the emotions we have that are related to money.
I refer to these as ONLY the unhealthy habits we have that negatively affect our finances. (Any healthy/good habits are placed in the Behavior Patterns category).
Are activities that we engage in for leisure or personal interest. (Certain hobbies may have financial implications).
Having clear financial goals and understanding what is important to you, can help simplify your daily routine patterns, which in turn can make it easier to stay on track to achieving your goals. The simplicity of the routine patterns will help to ensure that they are easy to stick to, and that they are not too time consuming or complex.
WHAT ARE MY FINANCIAL PATTERNS?
Click the button below to start correcting your financial patterns!
"YOUR" DEFINITION OF FINANCIAL SUCCESS!
TIRED OF OTHERS TELLING YOU WHAT FINANCIAL SUCCESS SHOULD MEAN TO YOU?
What Does Financial Success Mean To YOU?
We all have different journeys in life, and that can affect our perspective of financial success. Society may present a certain ideal of what financial success looks like, but everyone’s circumstances, values, goals, and priorities are unique to them. Everyone’s financial situation is different, and what may be considered financial success for one person may not be for another. There are several reasons why we all have a different definition of financial success. I will share some of them with you here…
People may feel pressure from society to conform to certain financial goals or standards, but these may not align with their own values or what they consider to be important.
There is not a single formula that works for everyone when it comes to achieving financial success, and people may feel that the advice or suggestions they are given do not take into account their unique situation.
People may have different financial starting points, such as different levels of income, savings, or debt, and what may be considered financial success for someone with a high income and a lot of savings may not be the same for someone with a lower income and less savings.
People may have different time frames for achieving financial success, some may want to achieve it in the short term, while others may be willing to take a long term perspective.
People may have different levels of financial literacy, and may not have the knowledge or understanding to make informed decisions about their finances, which can affect their view of financial success.
People may have a different perspective on consumerism and material possessions, some may see them as a sign of financial success, while others may see them as a hinderance to financial success.
People may be in different stages of their lives, such as starting a family, building a career, or nearing retirement, and this can affect their financial goals and how they define financial success.
EVERYTHING I DO HERE AT FINANCE PATTERNS IS CENTERED AROUND "YOUR" VALUES, FINANCIAL GOALS, AND 5-10 YEAR VISION.
"YOU" ARE FLYING THE PLANE WITH ME AS YOUR CO-PILOT!
START WORKING TOWARDS WHAT "YOU" DEFINE FINANCIAL SUCCESS TO BE!
Nobody knows better than you what your values, goals, and 5-10 year vision are!
PLANNING YOUR SPENDING!
BE AS LIGHT OR AGGRESSIVE AS YOU WANT TO BE WHEN PLANNING YOUR SPENDING! IT ALL DEPENDS ON WHAT "YOU" ARE TRYING TO ACCOMPLISH!
Shhhhh! We Don't Say The "B"-Word Around Here. You Know? The One That Rhymes With Nugget or Bucket. Instead, We Use The Words "Spend Planning" or "Planning Your Spending." Because That Other Word Sounds Too Horrifying & Limiting & It Also Has Negative Vibes Attached To It. I Am All About Positivity Over Here!
YOU CAN'T TELL ME THAT THE BENEFITS OF PLANNING YOUR SPENDING AREN'T WORTH IT?
SPEND PLANNING BENEFITS!
Financial Stability And Peace Of Mind
Ability To Save And Reach Financial Goals
More Control Over Spending And Reducing Debt
Better Management Of Unexpected Expenses
Improved Quality Of Life And Less Stress
Increased Ability To Live Within Their Means
More Confidence In Making Financial Decisions
A Sense Of Pride In Taking Control Of Finances
Ability To Prioritize Spending
Increased Sense Of Financial Responsibility And Self-Discipline
START PLANNING YOUR SPENDING SO YOU CAN FINISH YOUR GOALS!
Stay on top of your money! Don't let your money stay on top of you! Lets get to work!
FINANCIAL GOALS!
"YOUR" FINANCIAL GOALS ARE YOUR COMPASS!
They give you a sense of clarity and direction with your personal finances and what you are working towards. They are the compass to your finance journey! Without them, you may lack direction and struggle to make meaningful progress in your personal finances.
- What Are YOUR Financial Goals?
- Are They Short Term or Long Term?
- What Are You Working Towards?
- What Do You Want To Accomplish?
- What Is Important To You?
I WANT TO HELP YOU ACCOMPLISH YOUR FINANCIAL GOALS AND WHAT IS IMPORTANT TO YOU!
"YOUR" FINANCIAL GOALS GIVE YOU DIRECTION, EVEN IN TIMES WHEN YOU MAY FEEL LOST!
Click the button below to start creating a plan for your financial goals!
5-10 YEAR VISION!
"YOUR" 5-10 YEAR VISION IS YOUR CRYSTAL BALL
YOUR 5-10 Year Vision is where you see yourself in the next 5-10 years. It is made up of a bunch of smaller goals that all add up to a bigger 5-10 year vision.
There is no right or wrong answer for this as this is unique to every person just like your values and goals. You really need to think BIG when it comes to where you want to be in the next 5-10 years. This goes beyond the short term and long term goals you set for yourself.
This could be anything from putting your kids through college, buying your first home, traveling to different parts of the world, taking care of your aging parents, moving to another city and state, getting a degree for a higher paying career, you name it, YOU COULD MAKE IT HAPPEN!
Envision A New Home!
Your 5-10 Vision Could Be A House For Your Family!
Envision Traveling The World!
Your 5-10 Year Vision Could be To Travel And See Different Parts Of The World!
Envision A New Career!
Your 5-10 Year Vision Could Be To Get A New Exciting Higher Paying Career!
TELL ME ABOUT YOUR 5-10 YEAR VISION IN DETAIL! I WOULD LOVE TO HELP YOU MAKE IT A REALITY!
Click the button below to start working towards "YOUR" 5-10 year vision!
POSITIVE NET WORTH!
WORKING TOWARDS A POSITIVE NET WORTH!
There are a lot of misconceptions about attempting to work towards a Positive Net Worth I am here to debunk those misconceptions because in reality that is all they are. ANYONE can work towards a Positive Net Worth with commitment, discipline, and consistent smart money management!
I do not want to and cannot tell you what your financial goals should be. You are the only one that knows what your values are and what is important to you. Therefore, you are the only one that can answer that question. However, having a goal of working towards a Positive Net Worth isn’t a bad goal to have.
However, I do like to recommend having this as a long term goal for people that are just not sure of what their financials goals are or what they want to work towards. This is because you focus on eliminating your debts and growing your assets. This puts you in a really strong position of power because by having more assets than debts you can really take advantage of future goals and lucrative investing or business opportunities as they come up. Enabling you to grow your net worth!
It is not the only option to have as a financial goal. As other financial goals can be to pay off debt or to focus on increasing your income first. Of course everyone’s situation is different, but it is definitely something that is worth thinking about!
Here Are Some Of The Most Common Misconceptions And Benefits Regarding Working Towards A Positive Net Worth. So You Can Make A More Informed Decision!
Common Misconceptions
Its Only For The Wealthy
Many people believe that only wealthy individuals need to worry about building a positive net worth, but this is not the case. Everyone can benefit from having a positive net worth, regardless of their income level.
It Takes A lot Of Money
Some people believe that it takes a lot of money to build a positive net worth, but this is not true. Starting small and making consistent contributions over time can help build wealth.
Common Benefits
Financial Stability
Having a positive net worth provides a financial cushion and helps ensure you have the resources you need to meet unexpected expenses.
Increased Self Esteem
Achieving a positive net worth can also boost your confidence and self esteem, as you are demonstrating that you are capable of managing your finances effectively.
Peace Of Mind
A positive net worth can bring peace of mind and reduce financial stress, knowing that you are financially secure and prepared for the future.
More Investment Opportunities
A positive net worth can provide more opportunities for investment, allowing you to potentially earn additional income and build wealth over time.
Common Misconceptions
It Can Be Achieved Very Quickly
Some people believe that a positive net worth can be achieved pretty quickly, but this is not always the case. Building a positive net worth can take time, especially if there are debts and other liabilities to pay off.
It Requires A Lot Of Sacrifice
Some people believe that building a positive net worth requires a lot of sacrifice, such as cuting back on ALL spending or living frugally, but this is not always the case. Making smart money decisions, prioritizing savings, and investing in the right opportunities can help build wealth without sacrificing too much.
It's Only About Investing
Some people believe that building a positive net worth is only about investing, but this is not the case. It's about having a balance of assets and liabilities, and making smart money decisions that will help increase assets and reduce liabilities over time.
Common Benefits
Better Retirement Prospects
A positive net worth can help you plan and prepare for retirement more effectively.
More Investment Opportunities
A positive net worth can provide more opportunities for investment, allowing you to potentially earn additional income and build wealth.
Peace Of Mind
A positive net worth can bring peace of mind and reduce financial stress, knowing that you are financially secure and prepared for the future.
Legacy Building
A positive net worth can provide a legacy for your family, allowing you to pass on wealth and assets to future generations.
Working Towards A Positive Net Worth Is A Journey, And A Very Rewarding One When You Achieve It!
It's OK To Start Small!
It's Worth Working Towards!
Enjoy The Journey!
REMEMBER, A POSITIVE NET WORTH IS FOR EVERYONE TO ACHIEVE!
Click the button below to start working towards a positive net worth!
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Jane Miller
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